Winter Newsletter

Now you can put more into super at the concessional rate of tax, starting from the 2019-20 financial year.

Read More

Newsletter - low

When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be compelling reasons why someone would subsequently return to work.

Read More

Investment returns have been good

The past 10 years have seen pretty good returns for well-diversified investors. The median balanced growth superannuation fund returned 7.3% pa over the five years to July and 8.2% pa over 10 years and that's after fees and taxes. This is impressive given that inflation has been around 2%.

Read More

Investing for income or cash flow

Since I first looked at "Five great charts on investing for income" two years are, the Australian cash rate has halved, 10-year bond yields have fallen by two thirds and interest rates have resumed falling globally. Ever lower interest rates and periodic turmoil in investment markets provides an ongoing reminder of the importance of the income (cash) flow or yield an investment provides. The environment of low-interest rates is challenging for those relying on investment income to fund their living costs and investing for income can seem daunting. So this note looks at five charts I find useful in understanding investing for income

Read More

Autumn 2019 - Low

While nearly nine in 10 say they have a preference, less than five in 10 have discussed their wishes with their family. What about you?

Read More

2018-19 Saw a Rough Ride

The past financial year saw a roller coaster ride for investors. Share markets plunged into Christmas only to rebound over the last six months. This note reviews the last financial year and takes a look at the investment outlook for 2019-20.

Read More

Federal Budget 2019-20

Here's roundup of some of the keys proposals put forward in last night's Federal Budget. We take a look at how they might affect your financial goals- whether you're starting out in your working life,

Read More

Autumn 2019

Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future.

Read More

Summer Newsletter 2017

Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future.

Read More

Load more

Planning your future